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Moderators: jcmanson, Sly Fox, BuryYourDuke

User avatar
By adam42381
Registration Days Posts
#151599
Is there anywhere I can get my actual score for free? I know I can get a copy of the report at annualcreditreport.com for free but I want to get my actual score. Is there anywhere I can do this? I know eloan offers a FICO estimate for free (which I did 2 years ago so I can't get a free update) but it's not entirely accurate. Any help would be great. Thanks. FWIW, I work at a bank and as an employee I cannot view my own credit score.
User avatar
By jcmanson
Registration Days Posts
#151600
I check my credit once a year for free, but I don't remember the website. I'll try to run across it for you.
By LUconn
Registration Days Posts
#151605
there is a site that will give you your FICO score for free 1 time only. If I recall, it's eloan.com. After you use that, there is no possible way to get that score for free at this time.
By LUconn
Registration Days Posts
#151609
yeah here it is. They'll try and trick you along the way to sign up for some kind of monitoring service, but just make sure you're doing your free credit score and nothing else https://www.eloan.com/myeloan/viewscore ... er=&mcode=

and actually it's not a true FICO score, but Clark Howard says that it's very very close to it. So I guess there's no way to get a free FICO score.
By LUconn
Registration Days Posts
#151611
dangit, maybe I should read your entire post before replying. So, there is nothing for you.
User avatar
By adam42381
Registration Days Posts
#151612
LUconn wrote:yeah here it is. They'll try and trick you along the way to sign up for some kind of monitoring service, but just make sure you're doing your free credit score and nothing else https://www.eloan.com/myeloan/viewscore ... er=&mcode=
That's what I tried...
adam42381 wrote:I know eloan offers a FICO estimate for free (which I did 2 years ago so I can't get a free update) but it's not entirely accurate.
Oh, well...I guess I'll just have to guestimate...
By ALUmnus
Registration Days Posts
#151617
Yes, go to www.myfico.com. Sign up for the free 30-trial, and you can get your credit report AND credit score. Nothing else I've looked at actually gives you a credit score, but this place does.

They also have a message board populated by a bunch of crazies whose credit score is their life, they know everything about it.
User avatar
By mrmacphisto
Registration Days Posts
#151620
adam42381 wrote:Is there anywhere I can get my actual score for free? I know I can get a copy of the report at annualcreditreport.com for free but I want to get my actual score.
jcmanson wrote:Go to www.annualcreditreport.com
:roll:
User avatar
By jcmanson
Registration Days Posts
#151623
So sue me, I didn't read his whole post.
User avatar
By mrmacphisto
Registration Days Posts
#151627
jcmanson wrote:So sue me, I didn't read his whole post.
Apparently you didn't even get two sentences into it.

Expect a call from my attorney.
By LUconn
Registration Days Posts
#151634
I think adam has had 3 different avatars since this thread was created.
User avatar
By jcmanson
Registration Days Posts
#151644
mrmacphisto wrote:
jcmanson wrote:So sue me, I didn't read his whole post.
Apparently you didn't even get two sentences into it.

Expect a call from my attorney.
I just skim most posts, looking for key words. Thus, I only picked up "where" "free" "credit" "bank employee"
User avatar
By adam42381
Registration Days Posts
#151673
LUconn wrote:I think adam has had 3 different avatars since this thread was created.
Indeed I have...I was bored at work this morning and figured I'd see which one I liked best...
By LUconn
Registration Days Posts
#151674
jcmanson wrote:
mrmacphisto wrote:
jcmanson wrote:So sue me, I didn't read his whole post.
Apparently you didn't even get two sentences into it.

Expect a call from my attorney.
I just skim most posts, looking for key words. Thus, I only picked up "where" "free" "credit" "bank employee"
you're like a human google.
User avatar
By prototype
Registration Days Posts
#151720
Don't mess with anyone but www.freecreditreport.com. Their the best and do offer a free credit score.

I would recommend everyone to subscibe to a service that monitors your credit report - it's a great investment and a big protection in this day and age. It's worth the $10 a month to know when someone has hit your credit.
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