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Credit Report

Posted: June 25th, 2008, 5:58 pm
by Hold My Own
I remember a thread about this sometime back but not sure what the outcome was....I have several outdated cards that I need to get rid of and consolidate. If it's worth paying the $25 or so that's cool but which company is the best to do it through?

Posted: June 25th, 2008, 6:15 pm
by JDUB
you get a free check each year. i don't know the website. it doesn't give your number, but you can all the important stuff that creditors see

Posted: June 25th, 2008, 6:20 pm
by TDDance234
freecreditreport.com

Posted: June 25th, 2008, 6:34 pm
by ALUmnus
MyFICO.com. You get your credit reports AND your credit score, and you can use if for free for I think 3 months. And they have a message board with tons of credit geeks who know everything about manipulating your credit score and what-not.

Posted: June 25th, 2008, 7:07 pm
by jcmanson
TDDance234 wrote:freecreditreport.com
DO NOT USE

Posted: June 25th, 2008, 10:23 pm
by mrmacphisto
annualcreditreport.com

Posted: June 25th, 2008, 10:25 pm
by prototype
jcmanson wrote:
TDDance234 wrote:freecreditreport.com
DO NOT USE
Why not?

Posted: June 25th, 2008, 10:44 pm
by JDUB
its not free

Posted: June 25th, 2008, 11:08 pm
by RubberMallet
ALUmnus wrote:MyFICO.com. You get your credit reports AND your credit score, and you can use if for free for I think 3 months. And they have a message board with tons of credit geeks who know everything about manipulating your credit score and what-not.
bingo this is the best.

Posted: June 26th, 2008, 8:33 am
by LUconn
prototype wrote:
jcmanson wrote:
TDDance234 wrote:freecreditreport.com
DO NOT USE
Why not?
You would be supporting the following:

WELL I WAS SHOPPING FOR A NEW CAR
WHICH ONE’S ME?
A COOL CONVERTABLE
OR AN S-U-V
TOO BAD I DIDN’T KNOW MY CREDIT WAS WHACK
CAUSE NOW I’M DRIVING OFF THE LOT IN A USED SUB COMPACT
F-R-E-E THAT SPELLS FREE
CREDIT REPORT DOT COM BABY
SAW THEIR ADS ON MY TV
THOUGHT ABOUT GOING BUT WAS TOO LAZY
NOW INSTEAD OF LOOKIN FLY AND ROLLIN FAT
MY LEGS ARE STICKING TO THE VINYL
AND MY POSSE’S GETTING LAUGHED AT
F-R-E-E THAT SPELLS FREE
CREDIT REPORT DOT COM BABY!

or

They say a man should always dress
for the job he wants
so why'm I dressed up like a pirate in this restaurant?
It's all because some hacker stole my identity
so I'm in here every evening serving chowder and iced tea

shoulda gone to free credit report dot com
I coulda seen this comin' at me like an atom bomb
They monitor your credit and send you email alerts
so you don't end up sellin' fish to tourists in t-shirts.

Posted: June 26th, 2008, 11:43 am
by adam42381
I heard about Quizzle the other day on the Clark Howard radio show (financial/savings advice talk show: http://clarkhoward.com/). It's a free website powered by Quicken that will give you your credit score for free. It only gives you your Experian score but supposedly it's the best free one out there if you've already used your annual credit report.

www.quizzle.com